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At agreed settlement cycles, the host will debit the configured beneficiary account of the app for the use of this API and share that fee with all participants. Fees will be determined by the provider. Parties that share the fees are:

  1. OnePipe

  2. Host client

  3. Provider

  4. ISO

Special configuration notes

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Info

For details on encryption using the Triple DES Algorithm, read this.

Request (Transact)

Code Block
languagejson
{
  "request_ref":"{{request_ref}}", 
  "request_type":"lookup_account_max",
  "auth": {
    "type": "bank.account | card", 
    "secure": "{{encrypted_secure}}",
    "auth_provider": "Beeceptor",
    "route_mode": null
  },
  "transaction": {
    "mock_mode": "live", 
    "transaction_ref": "{{transaction_ref}}", 
    "transaction_desc": "A random transaction", 
    "transaction_ref_parent": null, 
    "amount": 0,
    "customer":{
    	"customer_ref": "{{customer_id}}",
    	"firstname": "Uju",
  		"surname": "Usmanu",
    	"email": "ujuusmanu@gmail.com",
    	"mobile_no": "234802343132"
    },
    "meta":{
    	"a_key":"a_meta_value_1",
    	"another_key":"a_meta_value_2"
    },
    "details": null
  }
}

Response (when otp_override = false)

Code Block
languagejson
{
    "status": "WaitingForOTP",
    "message": "Please enter the OTP sent to 2348022****08",
    "data": {
        "provider_response_code": "900T0",
        "provider": "Beeceptor",
        "errors": null,
        "error": null,
        "provider_response": null
    }
}

Response (when otp_override = true)

Code Block
languagejson
{
    "status": "Successful",
    "message": "Transaction processed successfully",
    "data": {
        "provider_response_code": "00",
        "provider": "Beeceptor",
        "errors": null,
        "error": null,
        "provider_response": {
            "customer_id": "007935125",
            "account_currency": "NGN",
            "account_number": "1020123456",
            "account_name": "BOLA SALAMI",
            "last_name": "SALAMI",
            "middle_name": "-",
            "first_name": "BOLA",
            "gender": "Male",
            "dob": "1971-03-12T00:00:00",
            "account_branch": "101",
            "scheme_code": "SAV",
            "bvn": "22211055555",
            "account_status": "ACCOUNT OPEN",
            "ledger_balance": 2524.59,
            "available_balance": 2524.59,
            "kyc_level": "3",
            "name_enquiry_id": "0000028301",
            "address1": "9 LIGALI STREET",
            "address2": ".",
            "address3": "IBADAN",
            "email": "BOLASALAMI@yahoo.com",
            "mobile_number": "080913333333",
            "account_type": "CURRENT",
            "meta": {}
        }
    }
}

Request (validate with otp)

Code Block
languagejson
{
  "request_ref":"{{request_ref}}", 
  "request_type":"lookup_account_max",
	"auth": {
        "secure": "{{encrypted_otp}}",
        "auth_provider": "Beeceptor" 
    },
    "transaction": {
        "transaction_ref": "70713093460718"
    }
}

Request Payload Description

...

Field

...

Type

...

Requirement

...

Description

...

request_ref

...

string

...

compulsory

...

Takes unique value for every request made to OnePipe

...

request_type

...

string

...

compulsory

...

This should be set to the service lookup_account_max

...

auth.type

...

string

...

compulsory

...

This can be set to card or bank.account

...

auth.secure

...

string

...

compulsory

...

This is the encrypted value of the source account. Depending on the auth type, this can be either bank account, card details, token or wallet details. See details on how to encrypt the secure field.

...

auth.provider

...

string

...

compulsory

...

This should be set to the name of the Provider

...

auth.route_mode

...

string

...

N/A

...

This can be set to null

...

transaction.mock_mode

...

string

...

optional

...

This can be set to either live or inspect. If left as null, the value will fall back to the state of the service set on the console.

...

transaction.transaction_desc

...

string

...

optional

...

Description of your transaction

...

transaction.transaction_ref_parent

...

string

...

optional

...

Takes the value of a (parent) transaction reference

...

transaction.customer.customer_ref

...

string

...

compulsory

...

Identifier for customer

...

transaction.customer.firstname

...

string

...

optional

...

First name of customer

...

transaction.customer.surname

...

string

...

optional

...

Surname of customer

...

transaction.customer.email

...

string

...

optional

...

The email address of the customer

...

transaction.customer.mobile_no

...

string

...

optional

...

Phone number of customer

...

transaction.amount

...

big int

...

compulsory

...

This can be set to 0

...

transaction.transaction_ref

...

string

...

compulsory

...

Takes unique value for every transaction call to OnePipe.

...

transaction.meta

...

object

...

optional

...

JSON object of your arbitrary transaction parameters

...

transaction.details

...

object

...

compulsory

...

Holds defined fields peculiar to this service

Breakdown of the details object

...

Breakdown of the details object

For this service, the details object will be null

Acceptable values for auth.type

  • card

  • bank.account

  • wallet

  • null

Possible status response codes

For this service, these are the possible responses a client can receive

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INTERFACE SPECIFICATION (ONEPIPE → PROVIDER MICRO SERVICE)

Info

Request payload from OnePipe to the provider microservice comes encrypted, using the Triple DES Algorithm. See details.

Request (Transact)

Code Block
languagejson
{
  "request_mode":"transact",
  "request_ref":"{{request_ref}}", 
  "request_type":"lookup_account_max",
  "auth": {
    "type": "bank.account | card", 
    "secure": "{{decrypted_secure}}",
    "auth_provider": "Beeceptor",
    "route_mode": null
  },
  "transaction": {
    "mock_mode": "live", 
    "transaction_ref": "{{transaction_ref}}", 
    "transaction_desc": "A random transaction", 
    "transaction_ref_parent": null, 
    "amount": 0,
    "customer":{
    	"customer_ref": "{{customer_id}}",
    	"firstname": "Uju",
  		"surname": "Usmanu",
    	"email": "ujuusmanu@gmail.com",
    	"mobile_no": "234802343132"
    },
    "meta":{
    	"a_key":"a_meta_value_1",
    	"another_key":"a_meta_value_2"
    },
    "details": null,
    "client_info": {
        "name": "TrustPay",
        "id": null,
        "bank_cbn_code": null,
        "bank_name": null,
        "console_url": null,
        "js_background_image": null,
        "css_url": null,
        "logo_url": "https://trustpay.onepipe.io/img/trustpay_logo_console.png",
        "footer_text": "Brought to you by <strong>SunTrust Bank</strong>",
        "options": [
            "BANK.TRANSFER",
            "CARD"
        ],
        "primary_color": "#b37038",
        "secondary_color": "#b37038",
        "primary_button_color": "#b37038",
        "modal_background_color": "linear-gradient(147.44deg, #d8903c 26.99%, #e69921 74.1%)",
        "payment_option_color": "rgba(76, 61, 47, 0.08)",
        "payment_option_active_color": "rgba(31, 31, 31, 0.25)",
        "app_color": "#b37038"
    },
    "app_info": {
      "name": "Victor Motors",
      "id": "5cdab3332b7d4100015f0db4",
      "beneficiary_account_no": "0001137069",
      "extras": {/*this will contain an array of provider override settings*/}
    }
  }
}

Response (when otp_override = false)

Set provider_response_code to 900T0

Code Block
languagejson
{
    "status": "WaitingForOTP",
    "message": "Please enter the OTP sent to 2348022****08",
    "data": {
        "provider_response_code": "900T0",
        "provider": "Beeceptor",
        "errors": null,
        "error": null,
        "provider_response": null
    }
}

Response (when otp_override = true)

Code Block
{
    "status": "Successful",
    "message": "Transaction processed successfully",
    "data": {
        "provider_response_code": "00",
        "provider": "Beeceptor",
        "errors": null,
        "error": null,
        "provider_response": {
            "customer_id": "007935125",
            "account_currency": "NGN",
            "account_number": "1020123456",
            "account_name": "BOLA SALAMI",
            "last_name": "SALAMI",
            "middle_name": "-",
            "first_name": "BOLA",
            "gender": "Male",
            "dob": "1971-03-12T00:00:00",
            "account_branch": "101",
            "scheme_code": "SAV",
            "bvn": "22211055555",
            "account_status": "ACCOUNT OPEN",
            "ledger_balance": 2524.59,
            "available_balance": 2524.59,
            "kyc_level": "3",
            "name_enquiry_id": "0000028301",
            "address1": "9 LIGALI STREET",
            "address2": ".",
            "address3": "IBADAN",
            "email": "BOLASALAMI@yahoo.com",
            "mobile_number": "080913333333",
            "account_type": "CURRENT",
            "meta" : {}
        }
    }
}

Request (validate with otp)

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languagejson

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Read this closely.

Special notes for OTP override

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