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The Provider needs to send a share of income to the settlement account at the host; which will then be shared with OnePipe, host and ISO. Parties that share the fees are:

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Host client

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ISO

Settlement & fees model

Model

How it works

Invoice

The host client will invoice the calling app periodically for all calls to the endpoint.

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INTERFACE SPECIFICATION (APP → ONEPIPE)

Request (Transact)

Code Block
languagejson
{
  "request_ref":"{{request_ref}}", 
  "request_type":"send_sms",
  "auth": {
    "type": "bank.account | card | wallet | msisdn", 
    "secure": "{{encrypted(bank account number | card details | wallet | msisdn)}}", //if payment should be collected realtime, it would be charged here
    "auth_provider": "Beeceptor",
    "route_mode": null
  },
  "transaction": {
    "mock_mode": "live", 
    "transaction_ref": "{{transaction_ref}}", 
    "transaction_desc": "A random transaction", 
    "transaction_ref_parent": null, 
    "amount": 0,
    "customer":{
    	"customer_ref": "{{customer_id}}",//the recipient of the message, in 234 format
    	"firstname": "Uju",
  		"surname": "Usmanu",
    	"email": "ujuusmanu@gmail.com",
    	"mobile_no": "234802343132"
    },
    "meta":{
    	"a_key":"a_meta_value_1",
    	"another_key":"a_meta_value_2"
    },
    "details": {
      "message_body": "Welcome to Lagos",
      "message_title": "A title"
    }
  }
}

Response

Code Block
languagejson
{
    "status": "Successful",
    "message": "Transaction processed successfully",
    "data": {
        "provider_response_code": "00",
        "provider": "Beeceptor",
        "errors": null,
        "error": null,
        "provider_response": {
            "reference": "50617644717007",
            "delivery_status": "delivered",
            "cost": "1200",//in kobo
        }
    }
}

Request Payload Description

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Field

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Type

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Requirement

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Description

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request_ref

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string

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compulsory

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Takes unique value for every request made to OnePipe

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request_type

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string

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compulsory

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This should be set to the service get_balance

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auth.type

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string

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compulsory

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Depending on the source of fund. This can be set to either bank.account, card, token or wallet

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auth.secure

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string

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compulsory

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auth.provider

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string

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compulsory

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This should be set to the name of the Provider

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auth.route_mode

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string

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N/A

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This can be set to null

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transaction.mock_mode

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string

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optional

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This can be set to either live or inspect. If left as null, value will fall back to the state of the service set on the console.

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transaction.transaction_desc

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string

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optional

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Description of your transaction

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transaction.transaction_ref_parent

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string

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optional

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Takes value of a (parent) transaction reference

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transaction.customer.customer_ref

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string

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compulsory

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Identifier for customer

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transaction.customer.firstname

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string

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optional

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First name of customer

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transaction.customer.surname

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string

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optional

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Surname of customer

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transaction.customer.email

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string

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optional

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Email address of customer

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transaction.customer.mobile_no

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string

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optional

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Phone number of customer

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transaction.amount

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big int

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compulsory

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This is the amount (kobo) to be transferred

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transaction.transaction_ref

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string

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compulsory

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Takes unique value for every transaction call to OnePipe.

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transaction.meta

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object

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optional

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Json object of your arbitrary transaction parameters

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transaction.details

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object

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compulsory

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Holds defined fields peculiar to this service

Breakdown of the details object

For this service, the details object will contain the message body and message title (for delivery mechanisms that support a title, e.g. push notifications)

Acceptable values for auth.type

Value

Description

card

Takes card details.

bank.account

Takes bank account.

wallet

Takes a wallet ID for debit.

Possible status response codes

For this service, these are the possible responses a client can receive

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INTERFACE SPECIFICATION (ONEPIPE → PROVIDER MICRO SERVICE)

Info

Request payload from OnePipe to the provider microservice comes encrypted, using the Triple DES Algorithm. See details.

Request (Transact)

Code Block
languagejson
{
  "request_ref":"{{request_ref}}", 
  "request_type":"send_sms",
  "auth": {
    "type": "bank.account | card | wallet", 
    "secure": "{{bank account number | card details | wallet}}",
    "auth_provider": "Beeceptor"
  },
  "transaction": {
    "mock_mode": "live", 
    "transaction_ref": "{{transaction_ref}}", 
    "transaction_desc": "A random transaction", 
    "transaction_ref_parent": null, 
    "amount": 0,
    "customer":{
    	"customer_ref": "{{customer_id}}",//recipient
    	"firstname": "Uju",
  		"surname": "Usmanu",
    	"email": "ujuusmanu@gmail.com",
    	"mobile_no": "234802343132"
    },
    "meta":{
    	"a_key":"a_meta_value_1",
    	"another_key":"a_meta_value_2"
    },
    "details": {
      "message_body": "Welcome to Lagos",
      "message_title": "A title"
    },
    "client_info": {
        "name": "TrustPay",
        "id": null,
        "bank_cbn_code": null,
        "bank_name": null,
        "console_url": null,
        "js_background_image": null,
        "css_url": null,
        "logo_url": "https://trustpay.onepipe.io/img/trustpay_logo_console.png",
        "footer_text": "Brought to you by <strong>SunTrust Bank</strong>",
        "options": [
            "BANK.TRANSFER",
            "CARD"
        ],
        "primary_color": "#b37038",
        "secondary_color": "#b37038",
        "primary_button_color": "#b37038",
        "modal_background_color": "linear-gradient(147.44deg, #d8903c 26.99%, #e69921 74.1%)",
        "payment_option_color": "rgba(76, 61, 47, 0.08)",
        "payment_option_active_color": "rgba(31, 31, 31, 0.25)",
        "app_color": "#b37038"
    },
    "app_info": {
      "name": "Victor Motors",
      "id": "5cdab3332b7d4100015f0db4",
      "beneficiary_account_no": "0001137069",
      "extras": {/*this will contain an array of provider override settings*/}
    }
  }
}

Response

Code Block
{
    "status": "Successful",
    "message": "Transaction processed successfully",
    "data": {
        "provider_response_code": "00",
        "provider": "Beeceptor",
        "errors": null,
        "error": null,
        "provider_response": {
            "reference": "50617644717007",
            "delivery_status": "delivered",
            "cost": "1200",//in kobo
        }
    }
}

Failed Response

In the case of failure or error, the provider should return failure message in this format (encrypted).

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