Overview
With this service, the calling apps can KYC a customer's account number or other authorization details like cards or wallets. This service will only return minimal KYC information. Apps will collect the account number they will like to obtain information on and forward it to OnePipe. If authorization details are required by a provider, apps will have to provide this. OnePipe will in turn forward to the provider’s dedicated implementation.
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At agreed settlement cycles, the host will debit the configured beneficiary account of the app for the use of this API and share that fee with all participants. Fees will be determined by the provider. Parties that share the fees are:
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OnePipe
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Host client
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ISO
Special configuration notes
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| Info |
|---|
For details on encryption using the Triple DES Algorithm, read this. |
Request (Transact)
| Code Block | ||
|---|---|---|
| ||
{
"request_ref":"{{request_ref}}",
"request_type":"lookup_account_min",
"auth": {
"type": "bank.account | card",
"secure": "{{encrypted_secure}}",
"auth_provider": "Beeceptor",
"route_mode": null
},
"transaction": {
"mock_mode": "live",
"transaction_ref": "{{transaction_ref}}",
"transaction_desc": "A random transaction",
"transaction_ref_parent": null,
"amount": 0,
"customer":{
"customer_ref": "{{customer_id}}",
"firstname": "Uju",
"surname": "Usmanu",
"email": "ujuusmanu@gmail.com",
"mobile_no": "234802343132"
},
"meta":{
"a_key":"a_meta_value_1",
"b_key":"a_meta_value_2"
},
"details": null
}
} |
Response (when otp_override = false)
| Code Block | ||
|---|---|---|
| ||
{
"status": "WaitingForOTP",
"message": "Please enter the OTP sent to 2348022****08",
"data": {
"provider_response_code": "900T0",
"provider": "Beeceptor",
"errors": null,
"error": null,
"provider_response": null
}
} |
Response (when otp_override = true)
| Code Block | ||
|---|---|---|
| ||
{
"status": "Successful",
"message": "Transaction processed successfully",
"data": {
"provider_response_code": "00",
"provider": "Beeceptor",
"errors": null,
"error": null,
"provider_response": {
"customer_id": "007935125",
"account_name": "BOLA SALAMI",
"account_number": "1780161243",
"last_name": "SALAMI",
"first_name": "BOLA",
"middle_name": "-",
"gender": "Female",
"account_currency": "NGN",
"dob": "yyyy-MM-dd-HH-mm-ss",
"reference": "000022200225154318222333334432",
"meta":{
"field_key":"field_value",
"field_key":"field_value"
}
}
}
} |
Request (validate with otp)
| Code Block | ||
|---|---|---|
| ||
{
"request_ref":"{{request_ref}}",
"request_type":"lookup_account_min",
"auth": {
"secure": "{{encrypted_otp}}",
"auth_provider": "Beeceptor"
},
"transaction": {
"transaction_ref": "70713093460718"
}
} |
Request Payload Description
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Field
...
Type
...
Requirement
...
Description
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request_ref
...
string
...
compulsory
...
Takes unique value for every request made to OnePipe
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request_type
...
string
...
compulsory
...
This should be set to the service lookup_account_min
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auth.type
...
string
...
compulsory
...
This can be set to card or bank.account
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auth.secure
...
string
...
compulsory
...
This is the encrypted value of the source of fund. Depending on the auth type, this can be either bank account, card details, token or wallet details. See details on how to encrypt the secure field.
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auth.provider
...
string
...
compulsory
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This should be set to the name of the Provider
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auth.route_mode
...
string
...
N/A
...
This can be set to null
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transaction.mock_mode
...
string
...
optional
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This can be set to either live or inspect. If left as null, the value will fall back to the state of the service set on the console.
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transaction.transaction_desc
...
string
...
optional
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Description of your transaction
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transaction.transaction_ref_parent
...
string
...
optional
...
Takes the value of a (parent) transaction reference
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transaction.customer.customer_ref
...
string
...
compulsory
...
Identifier for customer
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transaction.customer.firstname
...
string
...
optional
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First name of customer
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transaction.customer.surname
...
string
...
optional
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Surname of customer
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transaction.customer.email
...
string
...
optional
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The email address of the customer
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transaction.customer.mobile_no
...
string
...
optional
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Phone number of customer
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transaction.amount
...
big int
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compulsory
...
This can be set to 0
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transaction.transaction_ref
...
string
...
compulsory
...
Takes unique value for every transaction call to OnePipe.
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transaction.meta
...
object
...
optional
...
JSON object of your arbitrary transaction parameters
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transaction.details
...
object
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compulsory
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Breakdown of the details object
For this service, the details object will have the following:
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Field
...
Type
...
Requirement
...
Description
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otp_override
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boolean
...
optional
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Defaults to false. If set to true, the request will not be validated by OTP.
be null.
Possible values for auth.type
card
bank.account
wallet
Possible status response codes
For this service, these are the possible responses a client can receive
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INTERFACE SPECIFICATION (ONEPIPE → PROVIDER MICRO SERVICE)
| Info |
|---|
Request payload from OnePipe to the provider microservice comes encrypted, using the Triple DES Algorithm. See details. |
Request (Transact)
| Code Block | ||
|---|---|---|
| ||
{
"request_mode":"transact",
"request_ref":"{{request_ref}}",
"request_type":"lookup_account_min",
"auth": {
"type": "bank.account | card",
"secure": "{{decrypted_secure}}",
"auth_provider": "Beeceptor",
"route_mode": null
},
"transaction": {
"mock_mode": "live",
"transaction_ref": "{{transaction_ref}}",
"transaction_desc": "A random transaction",
"transaction_ref_parent": null,
"amount": 0,
"customer":{
"customer_ref": "{{customer_id}}",
"firstname": "Uju",
"surname": "Usmanu",
"email": "ujuusmanu@gmail.com",
"mobile_no": "234802343132"
},
"meta":{
"a_key":"a_meta_value_1",
"b_key":"a_meta_value_2"
},
"details": {
"otp_override": true
},
"client_info": {
"name": "TrustPay",
"id": null,
"bank_cbn_code": null,
"bank_name": null,
"console_url": null,
"js_background_image": null,
"css_url": null,
"logo_url": "https://trustpay.onepipe.io/img/trustpay_logo_console.png",
"footer_text": "Brought to you by <strong>SunTrust Bank</strong>",
"options": [
"BANK.ACCOUNT",
"CARD"
],
"primary_color": "#b37038",
"secondary_color": "#b37038",
"primary_button_color": "#b37038",
"modal_background_color": "linear-gradient(147.44deg, #d8903c 26.99%, #e69921 74.1%)",
"payment_option_color": "rgba(76, 61, 47, 0.08)",
"payment_option_active_color": "rgba(31, 31, 31, 0.25)",
"app_color": "#b37038"
},
"app_info": {
"name": "Victor Motors",
"id": "5cdab3332b7d4100015f0db4",
"beneficiary_account_no": "0001137069",
"extras": {/*this will contain an array of provider override settings*/}
}
}
} |
Response (when otp_override = false)
Set provider_response_code to 900T0
| Code Block | ||
|---|---|---|
| ||
{
"status": "WaitingForOTP",
"message": "Please enter the OTP sent to 2348022****08",
"data": {
"provider_response_code": "900T0",
"provider": "Beeceptor",
"errors": null,
"error": null,
"provider_response": null
}
} |
Response (when otp_override = true)
| Code Block |
|---|
{
"status": "Successful",
"message": "Transaction processed successfully",
"data": {
"provider_response_code": "00",
"provider": "Beeceptor",
"errors": null,
"error": null,
"provider_response": {
"customer_id": "007935125",
"account_name": "BOLA SALAMI",
"account_number": "1780161243",
"last_name": "SALAMI",
"first_name": "BOLA",
"middle_name": "-",
"gender": "Female",
"account_currency": "NGN",
"dob": "yyyy-MM-dd-HH-mm-ss"
}
}
} |
Failed Response
In the case of failure or error, the provider should return failure message in this format (encrypted).
| Code Block |
|---|
{
"status": "Failed",
"message": "Operation was not successful",
"data": {
"provider_responde_code":"91",
"provider": "Beeceptor",
"errors": [
{
"code" : "91",
"message : "Reason why it failed"
}
],
"error": {
"code" : "91",
"message : "Reason why it failed"
},
"provider_response": {
"response_code": "91",
"response_message":"Reason why it failed"
}
}
} |
Read this closely.
Special notes for OTP override
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