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Settlement & fees model

The app will need maintain money in an account at the host client. Host client will debit that account at settlement cycles and remit to OnePipe, Polaris & ISO.

Model

How it works

Invoice

The client will invoice the calling app periodically for all calls to the endpoint.

Process flows

Sequence of calls

  1. App calls /transact with auth set to null

  2. Provider responds with WaitingForOTP

  3. App calls /transact/validate to supply OTP

  4. Provider responds with any of the completion codes Successful or Failed.

  5. To query the status of a transaction, the app can call /transact/query

Special notes

This should be seen as a standard lookup service. All providers are required to execute settlement per agreed contracts to the account designated by the client bank.

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