With this service, the calling apps can KYC a customer's generic ID number and specify the ID type. This service will return slightly above minimal KYC information. Apps will collect the ID they will like to obtain information on and forward to OnePipe. If authorization details are required by a provider, apps will have to provide this. OnePipe will in turn forward to the provider’s dedicated implementation..

This service basically just gets minimal information for a user attached to an ID.

Before you proceed: Please read this.

Commercial model

At agreed settlement cycles, the host will debit the configured beneficiary account of the app for the use of this API and share that fee with all participants. Fees will be determined by the provider.

Special configuration notes

OTP override: All providers of this service should implement OTP, but support the configuration of otp_override such that based on this configuration, they could be instructed to bypass the OTP requirement for an app.
SMS handling: All providers that need to execute OTP validation can use the Send SMS and Send Email services on OnePipe to send their OTP.

Settlement & fees model

Model	How it works

Model	How it works
Invoice	The host client will invoice the calling app periodically for all calls to the endpoint.

Process flows

Sequence of calls

App calls /transact with the right auth details
Provider responds with WaitingForOTP or PendingValidation as may be required
App calls /transact/validate to supply OTP if needed
Provider responds with any of the completion codes Successful or Failed.
To query the status of a transaction, the app can call /transact/query

INTERFACE SPECIFICATION (APP → ONEPIPE)

For details on encryption using the Triple DES Algorithm, read this.

Request (Transact)

{
  "request_ref":"{{request_ref}}", 
  "request_type":"lookup_id_min",
  "auth": {
    "type": "{{id_type}}", 
    "secure": "{{encrypted_id_number}}",
    "auth_provider": "Beeceptor",
    "route_mode": null
  },
  "transaction": {
    "mock_mode": "live", 
    "transaction_ref": "{{transaction_ref}}", 
    "transaction_desc": "A random transaction", 
    "transaction_ref_parent": null, 
    "amount": 0,
    "customer":{
    	"customer_ref": "{{customer_id}}",
    	"firstname": "Uju",
    	"surname": "Usmanu",
    	"email": "ujuusmanu@gmail.com",
    	"mobile_no": "234802343132"
    },
    "meta":{
    	"a_key":"a_meta_value_1",
    	"b_key":"a_meta_value_2"
    },
    "details": null
  }
}

Special note. The meta object should be used to hold all ID type or provider specific information.

Response (when otp_override = false)

{
    "status": "WaitingForOTP",
    "message": "Please enter the OTP sent to 2348022****08",
    "data": {
        "provider_response_code": "900T0",
        "provider": "Beeceptor",
        "errors": null,
        "error": null,
        "provider_response": null
    }
}

Response (when otp_override = true)

{
    "status": "Successful",
    "message": "Transaction processed successfully",
    "data": {
        "provider_response_code": "00",
        "provider": "Beeceptor",
        "errors": null,
        "error": null,
        "provider_response": {
              "reference": "98776665556665",
              "bvn": "22333055555",
              "first_name": "John",
              "middle_name": "Jane",
              "last_name": "Doe",
              "dob": "1990-12-22",
              "phone_number1": "07037608648",
              "phone_number2": "",
              "registration_date": "1990-12-22",
              "email": "john.doe@gmail.com",
              "gender": "Male",
              "level_of_account": "Level 2 - Medium Level Accounts",
              "lga_of_origin": "Owerri West",
              "lga_of_residence": "Ikeja",
              "marital_status": "Single",
              "meta":{}
        }
    }
}

Request (validate with otp)

Breakdown of the details object

For this service, the details object will be null

Possible status response codes

For this service, these are the possible responses a client can receive

Status	Meaning

Status	Meaning
Successful	Standard success code
Failed	Standard failure code
WaitingForOTP	To signify that this provider has requested an OTP from the customer and it should be supplied.
PendingValidation	To signify that this provider needs some extra information to be provided. The `response.message` will contain the prompt.

INTERFACE SPECIFICATION (ONEPIPE → PROVIDER MICRO SERVICE)

Read this closely.

Public wiki

Lookup ID Mid